Lifetime Benefits Login (2025)

FAQs

What is the phone number for Lifetime Benefit Solutions Health Spending Card? ›

Please note: If you have not accessed the Lifetime Benefit Solutions Consumer Portal within the last 365 days, you will need to contact Customer Service for further assistance by calling 1-800-327-7130.

Overview. This company offers employee benefits plan and claims administration. They administer plans on behalf of employers that are self-insured, as well as flexible spending accounts, 401(k) plans, workers compensation, short-term disability plans, consulting, and brokerage services.

Lifetime Benefit Solutions is a third party administrator headquartered in Syracuse, New York, with an office located in Rochester, New York, and is affiliated with Lifetime Healthcare Companies, the parent company of Excellus BlueCross BlueShield.

Mail to: Lifetime Benefit Solutions, Claims Dept, PO Box 211126 Eagan, MN 55121 or Fax to: 877-256-7228 Call: Customer Service with questions at 800-327-7130.

Grocery stores, pharmacies and wholesale clubs with vision and pharmacy services accept the Benefit Card. Most of these stores have elected to participate in the IRS Benefits Card program (for a nationwide listing, visit www.sig-is.org and click on IIAS Merchant List).

Paying with your card

You visit your doctor or other provider. You can use the card to pay for copayments or any out-of-pocket responsibility when using a UnitedHealthcare network provider. You visit the pharmacy or use the pharmacy website. You can use the card to pay copayments or any out-of-pocket responsibility.

Lifetime maximum benefit – or maximum lifetime benefit – is the maximum dollar amount a health plan will pay in benefits to an insured individual during that individual's lifetime.

Total lifetime benefit: The total lifetime limit of a policy is calculated by multiplying the daily benefits limit by the number of days in the benefits period. For example, a plan with a $300 daily limit and a two year benefits period would have a total lifetime benefit of $300/day x 730 days = $219,000.

Lifetime Healthcare, Inc.

Excellus BlueCross BlueShield / Parent organization

Payer Name: Lifetime Benefit Solutions|Payer ID: EBSRM|Professional (CMS 1500)

How do I collect life insurance benefits? ›

To file a claim, the beneficiary will need to notify the insurance company's claims department. The claims department then sends a form for the beneficiary to complete and return along with the policy and a certified copy of the insured's death certificate.

File the Death Benefit Claim With the Life Insurance Company

In addition to a death certificate, you'll need the insured's policy number, date of birth, full name, date of death, the place they died, cause of death and your name as the beneficiary. That will start the insurer's internal review process.

Phone: Our customer support center is available for assistance 24/7. For proper call routing and handling, please call us at the phone number found on the back of your payment card. You may also contact us at: 1-866-234-8913.

The YSA card is a prepaid card that allows you to pay for eligible health care items— all you have to do is provide your card and save receipts! Your Spending Account will notify you if itemized receipts or additional documentation is required to validate your purchase.

A Flexible Spending Account (FSA, also called a “flexible spending arrangement”) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don't pay taxes on this money. This means you'll save an amount equal to the taxes you would have paid on the money you set aside.

The Healthy Benefits+ program is sponsored by UnitedHealthcare. To activate your card, navigate to the register tab above or download the mobile app. If you do not have an email address, you can activate your card by calling 1-833-832-7306 (TTY 711).